Hurricanes and Roofing in Florida are a growing concern for homeowners in the state. While no natural disaster has ever caused extensive damage to homes in the state of Florida, it can be difficult to avoid hurricanes, particularly those that have a large impact on property values. As such, insurance companies across the state are watching for any trends in behavior that might indicate potential damage or loss of life. As such, Florida continues to work with insurance companies to develop hurricane insurance that offers maximum protection. Additionally, Florida continues to monitor and improve upon its hurricane preparedness programs so that future storms will have less damage if and when they do hit.
Hurricanes and Roofing in Florida are also currently experiencing a large increase in the number of tornadoes. While the numbers may fluctuate seasonally due to variations in air temperatures and humidity, tornadoes tend to occur when there is high wind speeds. The winds can then tear through homes causing extensive damage, especially to the roof. If caught in time, a tornado can still lead to significant structural damage even if not as extensive as a hurricane. Even if a tornado does not completely destroy a home, the intense nature of the winds involved can lead to extensive water damage.
While hurricanes and tornadoes can be dangerous, sometimes natural disasters can be even worse. For this reason, it can be difficult for homeowners to determine if their insurance policy covers damage incurred during an outage or water damage. In many cases, homeowners’ insurance policies do not require any proof that a disaster occurred in order for coverage to pay. Unfortunately, in the vast majority of cases, insurance companies will only pay if and when a disaster actually occurs. When this happens, Florida continues to have some of the highest rates among all states for residential insurance.
In addition to having no requirement for proof of a hurricane’s severity, Florida continues to experience one of the highest incidences of hurricanes each year. In fact, since 1950, Florida has experienced more than one hurricane occurrence every five months on average. In addition to suffering from hurricanes, many cities in Florida have seen a rise in tornadoes. In Jacksonville alone, there have been a significant number of tornadoes since 2004. As may be expected, with so much damage and destruction occurring each year in Florida, homeowners insurance often does not reimburse homeowners for all their financial losses associated with hurricane season.
Many homeowners are unaware that in order to successfully recover financial losses associated with a hurricane, they will need to hire a qualified roofing contractor. Often times, people will attempt to save money by attempting to fix the roof on their own. Unfortunately, this can prove to be a very dangerous endeavor. In addition to being incredibly dangerous, there is also a chance that inexperienced contractors may cut corners and skip important safety measures. A roofing contractor in Florida should be selected based on the quality of his work. If you are unable to find a roofing contractor because of the damage from Hurricane Charlie, you can help to get the funds you need by securing funds for damage restoration.
This post was written by Ted Williams! Ted is the owner of A Old Time Roofing which offers roofing in St Petersburg Fl. Ted is a Master Elite Weather Stopper GAF Roofing Contractor, a double award winner of Best Steep-Slope Contractor from GAF and achiever of Master Elite Consumer Protection Excellence from GAF. He has been serving the Pinellas County area since 1978. Old Time Roofing has a tradition of quality workmanship, servicing residential and commercial properties.